The Diligent Squirrels

It’s been seven years since I first met the Squirrel family, who live in San Francisco, have three children, aspirations of the best education for those children and a strong desire to be homeowners. With all of these goals, they seem to make the improbable possible. A family needs to make more than $250,000 per […]

Want to Make A Big Move?

Tired of feeling like all you do is work just to pay your bills? If yes, you are not alone. Redfin reported that  San Francisco lost more residents than any other US city in the last quarter of 2017. And in 2018, 49% of Bay Area residents said they would consider leaving California because of the cost […]

Keep On Truckin’

In 2014, I started working with Bill. He wasn’t my typical client. Divorced, dad to two teenage sons, not working in finance, law or technology. He was laid back, and he knew what he loved: his boys, his dog, music and surfing. Financially speaking, he felt like a wreck. He wanted a budget, to get […]

WELL VISIT FOR YOUR FINANCES

Every year around your child’s birthday, they have a Well Visit. This gives the doctor an opportunity to check on your child’s health, physical progress and have a discussion regarding the next year and any issues your child might be having. These visits are preventative in nature. As adults, we tend to slack off on […]

MONEY = FEELINGS

Money means so much to people and is a representation of our values. Strangely, this is why you are not supposed to talk about it or ask about it. If your parents didn’t talk about it, how are you supposed to know how to talk about money and communicate with your partner. According to Financial […]

Should You Both Work?

Affording life in the Bay Area is expensive. In general, it takes two working parents to make ends meet and be able to save for your bigger financial goals like home, retirement and education savings. The breakeven point is trending upward with the cost of housing, which is most families largest expense (25-45% of all […]

How to Teach Your Children that Money Doesn’t Buy Happiness

My son is seven years old and thinks it is super cool to pretend to “make it rain” with his hands and imitate stacks of money flying in the air. My first reaction is to cringe and wish he didn’t think it was cool. Sometimes I hear him say things like, “If I had a […]

What’s the point of Money?

One of my favorite financial planners recently wrote in the New York Times, “The point of money is to help make and keep you happy and fulfill the hopes and dreams that align with your own (often irrational and emotional) values.” To me, this statement is the very essence of financial planning. Personal financial planning […]

Top Five Money Lessons for Kids

In general, talking about money makes people tense. So, how can you talk to our children openly and effectively about money? Money is its own language, and as parents you have the opportunity to create a plan to educate your kids and make money skills a priority. To help you, here is a list of […]

The Best Laid Plans

One of my favorite movie quotes is “If you can dodge a wrench, you can dodge a ball,” from the movie Dodgeball: A True Underdog Story. If you haven’t seen it, Youtube the quotation above and have a laugh. So, why am I quoting Dodgeball? Well, it’s personal and has a lot to do with […]