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KSFP is the unicorn of financial planning. Objective and customized financial planning for a flat-fee. We put the pieces of your financial puzzle together and provide actionable advice to take the stress out of money.
Budgeting

What do you want?

I just read Luke Burgis’ “Wanting”, which is excellent (and a little heavy), and I wanted to share with you some ideas to think about

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Family Finances

Investing in Teens? 

My financial planning practice focuses on families with young children. Those first families that I worked with in 2008 have babies who are now full-blown

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Budgeting

Are You Addicted to Amazon

One-click shopping. Prime delivery. Millions of products. Is there anything not to love about Amazon? But with this easy customer experience and vast selection, it

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Food Inflation
Budgeting

Food Inflation

In 2018, the average family of four in the Bay Area spent $1,200 – 1,600 per month on groceries. In 2022, the average has increased

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Public vs Private
Family Finances

Private vs. Public

The pandemic threw a wrench in education plans for countless families. With public schools closing and shifting to a virtual curriculum, many parents felt stuck

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Time to Panic
Financial

Time to Panic

Equity sector relative performance has tended to be differentiated across business cycle phases. Unshaded (white) portions above suggest no clear pattern of over- or underperformance

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Budgeting

Micro Financial Planning

I help my clients plan for the next 1-5 years. This was considered “short-term” planning in the world of personal finance. However, there is so

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Budgeting

Time to Refi?

Rates are at lows that I have never seen. The US weekly average rates were 2.71% for a 30 year fixed and 2.26% for a

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