BLOG

KSFP is the unicorn of financial planning. Objective and customized financial planning for a flat-fee. We put the pieces of your financial puzzle together and provide actionable advice to take the stress out of money.
Family Finances

Investing in Teens? 

My financial planning practice focuses on families with young children. Those first families that I worked with in 2008 have babies who are now full-blown

Read More
Budgeting

Are You Addicted to Amazon

One-click shopping. Prime delivery. Millions of products. Is there anything not to love about Amazon? But with this easy customer experience and vast selection, it

Read More
Food Inflation
Budgeting

Food Inflation

In 2018, the average family of four in the Bay Area spent $1,200 – 1,600 per month on groceries. In 2022, the average has increased

Read More
Public vs Private
Family Finances

Private vs. Public

The pandemic threw a wrench in education plans for countless families. With public schools closing and shifting to a virtual curriculum, many parents felt stuck

Read More
Time to Panic
Financial

Time to Panic

Equity sector relative performance has tended to be differentiated across business cycle phases. Unshaded (white) portions above suggest no clear pattern of over- or underperformance

Read More
Budgeting

Micro Financial Planning

I help my clients plan for the next 1-5 years. This was considered “short-term” planning in the world of personal finance. However, there is so

Read More
Budgeting

Time to Refi?

Rates are at lows that I have never seen. The US weekly average rates were 2.71% for a 30 year fixed and 2.26% for a

Read More
Financial

The Election & the Market

I wanted to pass on some interesting information regarding the Election & the Market that I gleaned from a Ned Davis Research webinar on the

Read More
No more posts to show

Subscribe to my newsletter below to receive

Top 10 Financial Tips for COUPLES