Having versus Being

Do you confuse your needs with your wants?  Have you caught yourself thinking that you “need a vacation” or “need to try a pumpkin latte”? If yes, your sense of entitlement may be making you lose sight of what you really need versus what you want. So, where does a sense of entitlement come from? […]

Crawl Before You Run- Strategies for Keeping Your New Year’s Resolutions

As a financial planner, I do a lot of “planning” for my clients all year long. Over the years I have learned what works and doesn’t work for making meaningful changes that stick.  For example, cutting things out cold turkey doesn’t work.  Long lasting meaningful change needs to be progressive, which means you first need […]

How to Prepare for the Long Road Ahead in Uncertain Economic Times

On August 8, 2011, the S&P lost 6.7% of its value, and most investors are still suffering from whiplash caused by the market’s ups and downs last week. Whether you watched your portfolio plummet, saw the drop as a good time to buy, or sat on the sidelines stunned, I have some advice… take a […]

How to Stop Fighting About Money

Most often newly married couples do not sit down with each other to agree on a new set of guidelines for how to manage and talk about money as a couple. Once you have a baby or a house, what seemed like small differences in spending and saving become amplified and a major source of […]