Cost of Taking Care of You

The sky could be the limit when it comes to spending money on self-care, but as a busy parent, it is hard to find the time and sometimes hard to justify the expense. Adulting is physically exhausting. With grandparents no longer living down the street to help with the kids, most parents are “on” all […]

Keeping up with the Joneses and Social Spending

“Keeping up with the Joneses” refers to benchmarking oneself vis-à-vis your neighbors or social circle when it comes to material goods or social class. This idiom dates back to a comic strip that started in 1913 and ran all the way to 1940. While social climbing and keeping up with your neighbors is mostly seen […]

Optimize Your Employee Benefits

For a lot of working people, open enrollment is approaching (October through November). This usually means boring emails from your HR department and having to make a bunch of decisions to make that you may not be sure about. According to the Department of Labor, benefits through work account for 31.8% of the cost of […]

How to Teach Your Children that Money Doesn’t Buy Happiness

My son is seven years old and thinks it is super cool to pretend to “make it rain” with his hands and imitate stacks of money flying in the air. My first reaction is to cringe and wish he didn’t think it was cool. Sometimes I hear him say things like, “If I had a […]

What’s the point of Money?

One of my favorite financial planners recently wrote in the New York Times, “The point of money is to help make and keep you happy and fulfill the hopes and dreams that align with your own (often irrational and emotional) values.” To me, this statement is the very essence of financial planning. Personal financial planning […]

Top Five Money Lessons for Kids

In general, talking about money makes people tense. So, how can you talk to our children openly and effectively about money? Money is its own language, and as parents you have the opportunity to create a plan to educate your kids and make money skills a priority. To help you, here is a list of […]

Financial Minimalism

Money can be complicated. It can cause stress, tensions in relationships, and disappointments. However, money can also help provide opportunity, a sense of security and happiness. It seems nearly impossible to focus on what matters most with all the distractions of modern day life. Short-term gratification has become the panacea to feeling over-worked and under-appreciated. […]

Setting Your Sweat Budget

How much should you spend on health and fitness?  The answer to this question depends on you, your financial resources and how important spending in this category is for your happiness. For me, doing healthy activities is a priority and this goes a long way helping me achieve balance and happiness in my life. As […]

Living the Dream in the Bay Area- Is it worth it?

The Bay Area is a beautiful place to live. Mountains, beaches, great weather, robust economy, wine country, great food, active inhabitants, etc. However, making a life here is no small feat. To break even in this area you have to gross $250,000 as a family. To make this much money most families need to have […]

YEAR OF THE MONKEY 2016- ANYTHING CAN HAPPEN

Do not waste your time planning out every detail of your life this year! The influence of the Monkey puts everything into flux. The Monkey is witty, intelligent, fast-moving and interested in new discoveries. This is a sharp contrast to the peace, tranquility and harmony of the Year of the Sheep to which we say […]