The Election & the Market
I wanted to pass on some interesting information regarding the Election & the Market that I gleaned from a Ned Davis Research webinar on the topic today. Just like 2016, most people are freaking out about who might win. I get emails all time asking whether folks should sell or stay put in their investments […]
When is Enough Enough?
In a culture of work and spend, there can be an endless search for more. However, research shows that money only affects emotional well-being or happiness up to an annual income of ∼$210,000 per family, or ~$275,000 when adjusted for the cost of living in the Bay Area. Too much money can actually have a negative […]
Why Nobody Should Have a 529 Plan
Saving for college is a daunting task for parents. Here is why to NOT use a 529 plan.
How Strong is Your Money Relationship?
Money touches almost every decision a couple makes. Whether you ask “What’s for dinner?”, or “Which movie do you want to rent?” money is involved. And within every couple’s relationship, there is a relationship with money. Since people see money through different lenses there can be conflict in this money relationship. Opposite money types tend […]
Cost of Food: Eating up your budget?
Family Food Budget One of the wonderful things about living in the Bay Area is the excellent food. But spending at great groceries stores, farmer’s markets and restaurants can add up each month. Food related expenses tend to eat up a big part of a family budget, and one of the most frequent questions I […]
Inaugural Blog – Time is Money
“Time is money,” is something I say when I am trying to get my daughter to hurry up and do something. Today she asked me what it meant. I paused and thought for a few moments. I told her it meant that we have a lot to do and have to move quickly to get […]
Can We Afford a Second Child?
There are many factors that go into the decision to have another child and affordability is typically the biggest one. To determine whether having a second child is financially feasible, you need to consider the costs of raising that child from birth through financial independence, which is hopefully when they graduate college. As you know […]
What You Need to Know About Credit
Financial advice and credit advice are not always the same. Financially, it might make sense to transfer a high interest credit card balance to a 0% APR credit card, but this may not make credit sense. Before becoming a financial planner, I knew little about credit other than you needed it to get credit cards […]
How to Be Financially Prepared
The Boy Scouts say, “Always be prepared.” When you become a parent, this takes on a whole new meaning and creates a slew of new found responsibilities. Most of us learn the hard way to have a well-stocked diaper bag and snacks at all times. But we also feel the weight of financial responsibilities we […]
