Quick answer: Fee-only financial planning helps tech moms and dual-income families turn equity, salary, childcare costs, and long-term goals into one clear plan — without product commissions getting in the way.
I’m Katy Song, CFP®, founder of Katy Song Financial Planning. For 17+ years I’ve helped 800+ clients (many of them tech professionals and parents) stress less about money and live more.
Who this is for
- Tech professionals and dual-income couples navigating RSUs, ESPP, or IPO liquidity
- Parents balancing childcare, housing, and retirement savings
- Families who want a fiduciary, flat-fee plan instead of commission-driven advice
What “good planning” usually covers
- Cash flow and savings rate after taxes
- Goal prioritization (housing, college, retirement, flexibility)
- Investment allocation aligned to your timeline
- Equity compensation decision frameworks
- A written plan you can actually follow
Next steps
Explore the One Page Financial Plan, Comprehensive Financial Plan, or FAQ. Educational content on this site is not personalized advice.
Reviewed by Katy Song, CFP® — August 2026