Back to Basics & Harmony – The Year of the Sheep (Goat)

The wild ride from the Year of the Horse is almost over. Last year was a very busy year, full of high energy, self-improvement and unexpected adventure. In contrast, the mood of the Year of the Sheep is all about peace, tranquility and harmony. Although tension and volatility continue in the global economy, the Year […]

Tax Season – Time to Trim the Financial Fat

It is everyone’s favorite season… tax time! Breaking even on taxes is like seeing a Jack-a-lope. It does not happen (at least to my knowledge). If you are getting a refund, it means that you over paid your taxes throughout the year and lent the government money with no return. Not the best investment to […]

The Do Nothing Financial Plan

One of my favorite financial planners, Carl Richards, drew this sketch on the left. This image sums up a lot of initial conversations that I have with clients. I am fortunate to work with well-educated and motivated couples. There seem to be two main reasons why very smart people do nothing about their finances: 1) […]

Retire Happy

Most retire happypeople start off life happy but see a decline in well-being during adulthood. The stress of raising a family, working long hours and overall tension erode those feelings of happiness. On a good note, happiness picks back up at 65 and peaks at 85 (according to the Gallup-Healthways Well-being Index). While the thought […]

Living Abroad – Making it a Reality

At the age of 16, I went to Europe for the first time with two friends, a Eurail pass and a back-pack. No parents, no itinerary, and two months to explore Europe. The adventure Living abroadwas amazing, and I embraced my wanderlust. Since then I have lived in France and West Africa and was lucky […]