True Costs of Education
If you have children, a huge driver of where you choose to live depends on where your little ones will go to school. If you live in San Francisco, you can roll the dice on public schools or join the arduous process of getting into private school. If you have moved out of the city […]
Can you afford a family pet?
I love dogs, especially Golden Retrievers. I have always had a Golden in my life. I had Max, Toby, Jake, Clyde, Bow, Gussie and now Cali. I got Bow when I was in college and Gussie a few years later. Each dog lived to the age of 13, and each passed away when I had […]
Setting Your Sweat Budget
How much should you spend on health and fitness? The answer to this question depends on you, your financial resources and how important spending in this category is for your happiness. For me, doing healthy activities is a priority and this goes a long way helping me achieve balance and happiness in my life. As […]
Living the Dream in the Bay Area- Is it worth it?
The Bay Area is a beautiful place to live. Mountains, beaches, great weather, robust economy, wine country, great food, active inhabitants, etc. However, making a life here is no small feat. To break even in this area you have to gross $250,000 as a family. To make this much money most families need to have […]
YEAR OF THE MONKEY 2016- ANYTHING CAN HAPPEN
Do not waste your time planning out every detail of your life this year! The influence of the Monkey puts everything into flux. The Monkey is witty, intelligent, fast-moving and interested in new discoveries. This is a sharp contrast to the peace, tranquility and harmony of the Year of the Sheep to which we say […]
Have Your Cake and Eat It Too- Freelance!
Do you want to work from home? Do you want more flexible work hours? Do you need to make some extra money to afford your desired lifestyle? Maybe it is time to join the Freelance Economy. In almost every industry, freelancing has become popular for professionals looking to take more control over their hours and […]
Smart Frugality
With the holidays approaching and spending about to ramp up, at least for most people, there are ways for you to reign in holiday expenses and save some big money. With Craigslist, eBay, Nextdoor, and innumerable online consignment sites, you do not have to sacrifice quality to save money. I do not like to spend […]
Money Management On The Go
The #1 issue facing families with young children that live in the Bay Area is managing cash flow. The most common story is a couple, making very good money, get married and buy a house based on their DINK income levels (“dual income no kids”). Then, baby #1 arrives. Things get a little tighter financially […]
Money Management On The Go
The #1 issue facing families with young children that live in the Bay Area is managing cash flow. The most common story is a couple, making very good money, get married and buy a house based on their DINK income levels (“dual income no kids”). Then, baby #1 arrives. Things get a little tighter financially […]
Surviving the Cost of Kids
It is hard to save money when you have kids. The cost of full-time childcare so that both parents can work is astronomical. Adding to those fixed costs are all the extra expenses like activities, camp, baby supplies, toys, birthday parties and even an extra seat on the airplane while travelling. Having kids is expensive! […]