Are You Even on the Road to Retirement?
When you are decades away from retirement, it is hard to make retirement saving your #1 financial goal. However, it is likely your largest financial goal and you need to know whether or not you are on track. Here is what you need to know to make sure you are on the right path to retirement.
Time to Buy Real Estate?
Time to Buy Real Estate Market uncertainty, record low interest rates, lack of housing inventory, signs of economic recovery, increasing rents… When you put all of these together, what do you get? A lot of questions about whether this is the “perfect” time to buy or keep renting. I speak with a lot of people […]
Save Tomorrow
In order to save, you need to set your goal, put the infrastructure in place and set savings on autopilot. By setting this system up, you are automating savings and do not have to rely on will power to achieve your goals.
Why Nobody Should Have a 529 Plan
Saving for college is a daunting task for parents. Here is why to NOT use a 529 plan.
Look Out! Year of the Dragon
Financial advice for the Year of the Dragon.
Three Cheers for Year of the Rabbit
For most clients that I worked with over the past year, 2010 has been a turbulent year full of both highs (new babies, new jobs) and lows (home value declines, pay cuts). And if you follow the Chinese Zodiac calendar, this is not surprising since it was the Year of the Tiger. The Year of […]
Crawl Before You Run- Strategies for Keeping Your New Year’s Resolutions
As a financial planner, I do a lot of “planning” for my clients all year long. Over the years I have learned what works and doesn’t work for making meaningful changes that stick. For example, cutting things out cold turkey doesn’t work. Long lasting meaningful change needs to be progressive, which means you first need […]
Extend Thanksgiving & Save Money
Are you one of the 152 million people expecting to shop this weekend? This number is up 10% over last year and sales are expected to rise 2%. Everything I read about the economy revolves around high unemployment and low consumer confidence. So, how is this possible? Is it habit, boredom, or not wanting to […]
Affording Childcare
For most dual income families, childcare is often the second largest monthly expense for families (#1 is housing). If you have two children under the age of five, you may be spending thousands each month on childcare if you both are working. Even if you have a stay at home parent, I find that budgeting […]
How Strong is Your Money Relationship?
Money touches almost every decision a couple makes. Whether you ask “What’s for dinner?”, or “Which movie do you want to rent?” money is involved. And within every couple’s relationship, there is a relationship with money. Since people see money through different lenses there can be conflict in this money relationship. Opposite money types tend […]