A fiduciary second opinion for self-directed professionals making retirement, layoff, equity, and family-money decisions.
You have the spreadsheet. I help find the assumptions.
For professionals who manage their own money but want an experienced CFP® to pressure-test the decision before they make it.
Fridays only. Phone or video. No asset management. No sales pitch. Pay for the time you use.
You manage your own investments. You have read the articles. You may already have the model, the spreadsheet, or the plan.
But some decisions deserve a second set of eyes.
Can I stop working earlier than planned?
What should I do before signing a severance agreement?
Am I too concentrated in company stock?
How much liquidity do I really need?
How much can I help without compromising my own retirement?
Topics might include:
Retirement timing
Big Tech layoffs
Severance packages
RSUs and company stock
Cash runway
Mortgage payoff
Investment allocation
Social Security timing
Roth conversion questions
College support for children
Helping aging parents
Whether your current plan still works
A focused session for one decision or a short list of questions, designed to leave you with clearer next steps.
Book directly through Private Line.
No pre-work is required. You may bring documents or a spreadsheet if helpful.
We focus on the decision in front of you.
You will understand the tradeoffs, risks, blind spots, and where more specialized advice may be needed.
Pay for the time you use. Sessions happen Fridays only by phone or video through Private Line.
$___ per minute
30-minute minimum
Fridays only
Phone or video through Private Line
Private Financial Office Hours are designed for limited-scope financial advice based on the information available during the session.
A comprehensive financial plan
Investment management
Tax preparation
Legal advice
Ongoing monitoring
A written financial plan
A replacement for your CPA, estate attorney, or benefits specialist
Katy Song is a CFP® professional and fee-only financial planner based in Mill Valley, California. She has helped more than 800 clients gain clarity, confidence, and financial freedom through actionable advice, and her background includes corporate finance at Citi, fintech leadership, and more than a decade running her own planning practice.
No asset management requirement.
No commissions.
No product sales.
Just focused financial judgment.
Use a Friday Office Hours session to pressure-test the decision, clarify the tradeoffs, and understand what to do next.
This short form helps identify the topic before you continue to booking through Private Line.
Main booking happens through Private Line after this step.
CFP� and CERTIFIED FINANCIAL PLANNER� are certification marks owned by Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.