Can We Afford a Second Child?

There are many factors that go into the decision to have another child and affordability is typically the biggest one. To determine whether having a second child is financially feasible, you need to consider the costs of raising that child from birth through financial independence, which is hopefully when they graduate college. As you know […]

How to Stop Fighting About Money

Most often newly married couples do not sit down with each other to agree on a new set of guidelines for how to manage and talk about money as a couple. Once you have a baby or a house, what seemed like small differences in spending and saving become amplified and a major source of […]

What You Need to Know About Credit

Financial advice and credit advice are not always the same. Financially, it might make sense to transfer a high interest credit card balance to a 0% APR credit card, but this may not make credit sense. Before becoming a financial planner, I knew little about credit other than you needed it to get credit cards […]

How to Be Financially Prepared

The Boy Scouts say, “Always be prepared.” When you become a parent, this takes on a whole new meaning and creates a slew of new found responsibilities. Most of us learn the hard way to have a well-stocked diaper bag and snacks at all times. But we also feel the weight of financial responsibilities we […]