Fridays only · Phone or video
Before You Make a Major Financial Decision, Get a Second Opinion.
One-hour sessions with a CFP® for people navigating retirement, job changes, equity compensation, and family-money decisions.
Fridays only. Phone or video. No asset management. No sales pitch.
Fee-only financial planner · Mill Valley, California
Fiduciary judgment
No product sales
Clarity and confidence
Katy Song
For people who do not want to hand off their financial life.
You manage your own investments. You have read the articles. You may already have the model, the spreadsheet, or the plan. But some decisions deserve a second set of eyes.
Bring the decision you keep circling.
The session is designed around the immediate tradeoff, not a full-service planning engagement.
No pre-work is required. Documents or spreadsheets are useful only when they help clarify the question.
Retirement timing
Job changes and career transitions
Compensation, benefits, and severance questions
RSUs and company stock
Cash runway
Mortgage payoff
Investment allocation
Social Security timing
Roth conversion questions
College support for children
Helping aging parents
Whether your current plan still works
How Friday Office Hours work
Choose a Friday time
Request a Friday appointment through Private Line. Katy reviews and approves the requested time before the meeting is confirmed.
Bring one decision or a short list of questions
No pre-work is required. You may bring documents or a spreadsheet if helpful.
Talk by phone or video
We focus on the decision in front of you.
Leave with clearer next steps
You will understand the tradeoffs, risks, blind spots, and where more specialized advice may be needed.
Simple hourly access to fiduciary judgment.
Pay only for the time you use. Sessions require a 30-minute minimum and take place on Fridays via phone or video through Private Line. A card pre-authorization secures the requested time; if you cancel at least 24 hours before the meeting, the authorization is released. Missed or no-show appointments are billed for the 30-minute minimum.
USD per hour
- 30-minute minimum
- Fridays only
- Phone or video through Private Line
- Card pre-authorization required to request a time
- No-show appointments are billed for the 30-minute minimum
Focused advice, not a full financial plan.
Private Financial Office Hours are designed for limited-scope financial advice based on the information available during the session.
A comprehensive financial plan
Investment management
Tax preparation
Legal advice
Ongoing monitoring
A written financial plan
A replacement for your CPA, estate attorney, or benefits specialist
Experienced, fiduciary financial advice without the traditional advisor model.
Katy Song is a CFP® professional and fee-only financial planner based in Mill Valley, California. She has helped more than 800 clients gain clarity, confidence, and financial freedom through actionable advice, and her background includes corporate finance at Citi, fintech leadership, and more than a decade running her own planning practice.
Just focused financial judgment.
- No asset management requirement.
- No commissions.
- No product sales.
- Focused advice for the decision in front of you.
The decision is yours. You do not have to make it alone.
Start with the decision in front of you. Private Line handles the intake form, Friday time request, approval flow, and card pre-authorization.
Request a Friday time and complete Katy’s intake form.
You will continue to Private Line, choose a Friday appointment request, complete the intake form, and place a card pre-authorization. Katy reviews and approves the requested time before the meeting is confirmed.
Choose your preferred phone or video appointment time through Private Line.
Share the decision or questions you want to discuss before Katy reviews the request.
The authorization secures the requested appointment time. You are only billed according to the final session time and 30-minute minimum.
Cancel at least 24 hours before the meeting for the authorization to be released. Missed or no-show appointments are billed for the 30-minute minimum.
Booking, intake, approval, and payment authorization happen securely on Private Line.
katysong.com/private-office-hours · Warm outreach, LinkedIn, and referrals