A fiduciary second opinion for self-directed professionals making retirement, layoff, equity, and family-money decisions.
You have the spreadsheet. I help find the assumptions.
For professionals who manage their own money but want an experienced CFP® to pressure-test the decision before they make it.
Fridays only. Phone or video. No asset management. No sales pitch. Pay for the time you use.
No asset management requirement.
No commissions.
No product sales.
Just focused financial judgment.
You manage your own investments. You have read the articles. You may already have the model, the spreadsheet, or the plan.
But some decisions deserve a second set of eyes.
Bring one decision or a short list of questions. The work is narrow by design, so the conversation stays useful.
Can I stop working earlier than planned?
What should I do before signing a severance agreement?
Am I too concentrated in company stock?
How much liquidity do I really need?
How much can I help without compromising my own retirement?
A strong office-hours conversation gives you language for tradeoffs, a sequence for decisions, and a calmer way to look at the next step.
Topics might include:
The process is intentionally simple: choose a time, bring the decision, talk through the tradeoffs, and leave knowing what to do next.
Book directly through Private Line.
No pre-work is required. You may bring documents or a spreadsheet if helpful.
We focus on the decision in front of you.
You will understand the tradeoffs, risks, blind spots, and where more specialized advice may be needed.
Pay for the time you use. No asset management requirement. No product sales.
30-minute minimum
Fridays only
Phone or video through Private Line
Private Financial Office Hours are designed for limited-scope financial advice based on the information available during the session.
Katy Song is a CFP® professional and fee-only financial planner based in Mill Valley, California. She has helped more than 800 clients gain clarity, confidence, and financial freedom through actionable advice, and her background includes corporate finance at Citi, fintech leadership, and more than a decade running her own planning practice.
No asset management requirement.
No commissions.
No product sales.
Just focused financial judgment.
CTA button: Book Friday Office Hours. The main button can jump to this short intake form, then continue to your Private Line booking/payment page.
By booking, you understand this is limited-scope financial advice based on the information provided during the session. No comprehensive financial plan, investment management, tax preparation, legal advice, written plan, or ongoing monitoring is included.
Tell us what you want to discuss. Booking and payment happen through Private Line after submit.
CFP� and CERTIFIED FINANCIAL PLANNER� are certification marks owned by Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.